PaperHound
Payment-led invoice capture

Invoice capture and reconciliation for Xero — matched to every payment.

Nothing missing when the auditor asks.

Document-first tools wait for invoices to arrive. PaperHound starts from your Xero bank feed, flags the payments with no document behind them, finds matching invoices in email, and attaches what it finds — so nothing is missing at HMRC or VAT review.

Read-only Xero connection·Early access
Payments without a document
July 2026 · 9 of 214 payments
Xero · Live
Supplier
Amount
Date
Status
Northgate Print LtdBank transfer · no attachment
£12,480.00
27/07
Missing
Harding FuelsFound in email · ready to attach
£1,204.00
24/07
Needs review
Ashby Vehicle HireDirect debit · statement only
£860.55
22/07
Missing
Meridian SoftwareAttached from email · 26 Jul
£348.00
21/07
Matched
5 more payments to resolve
Export evidence packGo and get them
Illustrative data · product UI, not final
£4,900
Average VAT at risk per year in a 5–10 person business with unmatched payments.
9 min
To connect Xero and see your first gap report. Read-only, revoke any time.
0
Changes to how your bookkeeper works. We hand them a list, they stay in control.
Works alongside
XeroQuickBooksGmailOutlook
The gap

Document-first tools wait. Payments don't.

Invoices arrive by email, portal, or silently. The silent ones only show up when money leaves the account — and by then, most capture tools have already moved on.

They ask

Did an invoice arrive in the inbox or portal today?

PaperHound asks

Money moved — so where is the invoice that proves it?

How it works

From payment to proof in three steps.

PaperHound starts with what you can trust today: the bank feed, the inbox, and a clean handoff to whoever closes the books.

01

Flag the gaps

Read your Xero bank feed. Spot payments that should have an invoice attached — and ignore wages, tax, fees, and transfers.

02

Find them in email

Search connected mailboxes for the matching supplier invoice. Outlook and Gmail — the document is often already there.

03

Attach to Xero

Put the PDF on the payment so your bookkeeper can reconcile in Xero. They stay in control; you get the evidence pack.

What you get

Provable completeness — not another inbox sorter.

Completeness report

A clear list of payments without documents — amounts, dates, and status. Evidence you can hand to a bookkeeper or auditor.

Payment classifier

Not every outflow needs an invoice. We skip wages, tax, bank fees, and transfers so the list stays useful.

Email find & attach

Match supplier invoices already sitting in Gmail or Outlook, then attach the PDF to the Xero payment.

Bookkeeper stays in charge

We do not rewrite reconciliation. We deliver the documents; your practice closes the books the way they already do.

Xero-first

Built around the Xero bank feed and attachments API. QuickBooks is on the roadmap for Stage 2.

Next: supplier portals

When email is not enough, portal connectors come next. PaperHound will be actively developing this in the future.

Who it's for

Built for the business — and the bookkeeper who keeps it honest.

01 · Small businesses

HMRC and VAT without the scramble

If you run a small company on Xero without a full-time finance hire, missing invoices are a compliance risk — not just an admin chore. PaperHound shows you what's incomplete before the auditor asks.

02 · Bookkeepers & practices

A list in hand. You stay in control.

We respect the craft. PaperHound finds and attaches documents; you reconcile in Xero the way you already do.

Sample report

What a completeness report looks like.

Illustrative July 2026 scan for a mid-size Xero entity. Real product UI will evolve — the job stays the same: show what's missing, and what was recovered.

Gap report · North & Co Ltd
Period 1 Jul – 28 Jul 2026 · Read-only Xero
Sample
Payments reviewed
214
Gaps found
9
Matched from email
4
Still missing
5
VAT at risk (est.)
£2,140
Northgate Print Ltd · £12,480.00Missing · no email match
Harding Fuels · £1,204.00Needs review · invoice found in Outlook
Meridian Software · £348.00Matched · attached 26 Jul
Trust & access

Finance-grade access, stated plainly.

No fake compliance badges. Here is exactly what we intend to touch — and what we leave alone.

Read-only Xero

We read bank transactions, payments, and invoices — and write attachments only. Revoke access any time from Xero.

Email for matching only

We look for supplier invoices and receipts that match flagged payments. Personal mail is not the product.

GDPR posture

UK/EU financial documents need careful retention. We design for that from day one — not as an afterthought.

Making Tax Digital

HMRC's Making Tax Digital rules are in-force and coming into force. PaperHound keeps your invoice evidence ready for review, with nothing missing when the auditor asks.

Early access

Join the waitlist.

Product is in build. Leave your details and we'll reach out when your place opens — businesses and UK practices welcome.

FAQ

Common questions

Launch is Xero-first. QuickBooks Online is planned for Stage 2 via a provider-agnostic integration layer.